KUBEAR · KUBEROS
Kubear Terms of Use
Acceptance
By accepting, creating an account, or using Kubear or this website, you confirm that you have read and agree to these Terms and the Privacy Policy. If you do not agree, do not use Kubear.
Eligibility
Kubear is intended only for adults aged 18 or older who are legally capable of using a finance recordkeeping app.
What Kubear is
Kubear is a personal and household money-management tool. It is not a bank, broker, investment adviser, payment processor, insurer, tax adviser, legal adviser or emergency service.
No regulated advice
Budgets, reminders, market references, summaries and AI-generated language are informational only. They are not recommendations to buy, sell, borrow, repay, insure, invest, or make legal or tax decisions.
Accounts and security
Kubear uses phone authentication and app-lock controls. Users are responsible for keeping their phone, device and Kubear lock secure. Never share an OTP or app PIN.
Shared spaces
Information placed in a household or shared money space may be visible to invited members according to the feature's visibility and role rules. Personal entries outside a shared context should remain private.
Uploads and AI review
Users must have the right to upload selected receipts, screenshots, images or documents. AI-assisted outputs must be reviewed before sensitive financial facts are treated as final.
Acceptable use
Users must not misuse Kubear, bypass security controls, access another person's data without permission, upload unlawful content, or rely on Kubear as a replacement for qualified professional advice.
Deletion and termination
You may stop using Kubear at any time. The in-app deletion action creates a tracked request only after the server accepts it. If the app is unavailable, use the manually verified process on the account deletion page. Retention is explained in the Privacy Policy.
Contact
Send support questions, legal notices or grievances to support@kuberos.in.